Buyers

Congratulations!!
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…buying a home is an exciting time in anyone’s life! Working with an experienced real estate agent like myself can make the process of finding and purchasing your property faster and easier, saving you time and money in the long run. Home-buying can be a tricky process and it pays to have someone with the right skills and experience guiding the process along to completion.

“A recent survey by the Real Estate Council of Ontario (RECO) says 41 per cent of Ontario homeowners and 45 per cent of first-time buyers wish they had done something differently during the transaction. Top buyer regrets were not having a better grasp of the process, not seeing more houses before buying, not having a home inspection performed and not better understanding the contracts involved.”

– Realty Times Magazine 2014

My services include assistance with financial aid if necessary and negotiating the purchase price. I pride myself on repeat business and hope you’ll come to understand why.

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market areas, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.